Town Square

Spend, Save or Cut Back...

Original post made by Claudette McDermott, Del Prado, on Feb 24, 2009

Today you get such mixed messages from the media and everyone around you. What to do to survive during this time while our country is in a bit of disorder and confusion. While those that "Have" are told to continue to spend otherwise things will get worse. Those that "Don't" are told to cut back to get by. Those that are "Somewhere in between" should save what you can and wait to spend..... What to do? Where do you fall "Have" "Don't Have" "Somewhere in between" and what are you doing survive? Do you look at the Big Picture? If everyone stopped spending our Downtown would surely Die a quick death as well as other businesses around the country. More jobs would be lost.... what to do.... What is your View?


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Posted by Paul
a resident of Birdland
on Feb 24, 2009 at 1:09 pm

Now is a good time to buy big ticket items because you can negotiate. However, you also don't want to get stuck with a payment if you lose your job.... I would like to know more about how this "bailout" is going to help homeowners who are making their payments. If some of us responsible homeowners had some assurance that if we spend money, we won't lose our homes in a few months.

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Posted by Claudette McDermott
a resident of Del Prado
on Feb 24, 2009 at 5:49 pm

Well, the "bailout," not really sure how that's going to actually happen. I saw on TV that there were stipulations on it. Homes Under $400,000... where in California can you find a house under $400,000 not in the Bay Area that's for sure. So it looks like No "bailouts here, if that's the case. I guess as a homeowner, like myself, you have to feel secure in your job choice and your position in your company as well as the stability of the company itself. Do your homework on your company. If you don't feel it's secure, start putting together a resume as you can't expect the state or anyone else to keep your job secure for you or keep you working. It's your own responsibility. We can't wait and hope to be rescued, you need to take action. If you are fairly secure spend conservatively. If you are fortunate give to Fundraisers that are in your community or that are close to your heart. Shop locally to keep your community alive. Help yourself by making smart decisions and help your neighbors even if it's just to check on them to say hi. Be positive so that attitude will expand, because if you keep negative that also expands and that's not good, for anyone. Things will change, it's a matter of time. I'd say with in a year from now.

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Posted by Corrections
a resident of Pleasanton Valley
on Feb 25, 2009 at 10:47 am

This economy should be providing a correction in how we personally view our lifestyles that are full of STUFF.

What happened to using something up to it's fullest before replacement? I'm not that old, but I was taught and live the way my parents and grandparents lived.

We keep our furniture, our clothes, our cars until they no longer function. We don't trade them in or throw them out just because they aren't all new and shiny. We don't replace them because there's something bigger and better out there.

Buy what you need and save the rest for a rainy day, because it's going to rain!

We feel that we deserve an expensive vacation every year. We define vacation as time off from work, being with family, exploring new things. Disney and Carnival aren't the only game in town.

Hallmark doesn't tell us when to spend money. We show the important people in our lives how much we appreciate them with time and words, not one more thing to fill up their homes.

What happened to dinner out was only for special occasions? I can't believe people are complaining about cutting out dinners out and are being forced into preparing meals at home. Even if you don't want to do the preparation, there are great take and bake options from the local markets that are at least 50% of a dinner out. And today's people are calling this a sacrifice?

I was telling my kids how our grocery store put out all the apples, different shapes and colors, and you would eat a wrinkly one if you kept it too long at home. Potatoes grew eyes in the basement over the winter because they were taken from the garden months ago. Leftovers were used. Food was only thrown out if it was going to make you sick, not simply because it wasn't appealing any more.

And there needs to be a correction on what businesses are out there taking up space and using up resources. There are some products and services that don't need to be out there in the market or the market is flooded with these types of businesses. What resources are being used to make & transport that do-dah that no one really needs? What chemicals are being dumped?

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Posted by Doo Doo
a resident of Valley Trails
on Feb 25, 2009 at 11:14 am

Still at it?

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Posted by Claudette McDermott
a resident of Del Prado
on Feb 25, 2009 at 1:39 pm

Hey there Doo Doo, What up? Can you express yourself with a little more than giving yourself the title Doo Doo and saying "Still at it." What do you mean by these very short responses? We want to hear what you have to say too.

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Posted by Resident
a resident of Kottinger Ranch
on Feb 25, 2009 at 11:39 pm

Hey "Corrections of Pleasanton Valley"...nicely stated! I have to confess I was not raised in the 4R's (reuse,recycle,reduce,reinvent) but I look at our mass consumption of "THINGS, STUFF" etc and sometimes I want to scream - sometimes this screaming is directed at myself because I am guilty of "buying" when borrowing would have been just as good. But, I really get steamed when the person in front of me at the store takes a PAPER/PLASTIC bag for the ONE item they bought!! I have cloth bags that I collected from Good Will, industry conferences, etc that I use. People just need to make it a habit to bring their own bags (easy as wearing a seatbelt - which most of us managed to make a habit).

The planet cannot continue to support this consumerism!

So my random thoughts are:
1) decide what really makes you truly happy in life
2) focus the majority of energy on those few entities of happiness
3) do one small act each day to help the planet - none of us are perfect so don't sweat it.
4) do one small act each day to help a stranger - like the movie "Pay It Forward"

Good luck in this journey called life-

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Posted by Doo Doo
a resident of Valley Trails
on Feb 26, 2009 at 11:10 am

After I made my comment I was filled in on who you are, and what kind of person you are by my friends. I apologize, and want NO TROUBLE WITH YOU Claudette. Please just leave me alone.
Although, can I ask that you please don't make fun of my name anymore? Thanks

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Posted by Claudette McDermott
a resident of Del Prado
on Feb 26, 2009 at 11:16 am

My intension was not to make fun of your name or response..... I truly wanted to know what you meant, by restating what you stated. I'm not picking on you and am sorry that you took it that way. Mahalo