Either we get real now regarding the changes that need to be made or it will be forced upon us by the financial markets. There is no way to opt out of this. The longer we wait, the greater the burden we will put on future generations which is morally wrong. I found the following Zero Hedge blog posting on the topic insightful:
The Promises That Cannot Be Kept
The government's promises, for pensions and healthcare and everything else, cannot be kept. We as a nation will eventually have to have a truthful conversation about that reality.
The fact that the Federal government cannot possibly fund the entitlement/ benefit programs that have been promised to the citizenry is well-known, but remarkably unwelcome.