But when I talk to friends and neighbors, everyone is very nervous about what the future holds, and most of them have already experienced a drop in income either through pay cuts or job loss.
They're worried about rising prices and rising taxes. They're trying to find ways to cut their household expenses.
A lot of people don't want to admit that their financial situation is not what it was a year ago, or even six months ago.
Many seem relieved when I tell them that our household income has been cut substantially due to a pay cut....not because they're happy that I have less now than I did, but because it frees them to be honest about their own situation. They don't have to pretend all is well, and it eases their minds to talk to others in the same situation.
So I thought maybe we could all share our stories here - get a bit of a release, and maybe realize we're not alone in worrying. Also, we might be able to share some tips on how we're cutting back.
My tip - I still enjoy going out to dinner and supporting Pleasanton businesses, but I use restaurant coupons!