Either Wm Hogarty is the most illiterate poster on this forum or someone is trying pretty hard to make him look that way.
I have no direct knowledge of his financial scams so I will not comment here. What I can say is that if my 9 year old had written a story with so many spelling and grammatical errors she would have been taking remedial English classes all summer long.
If you want to sound stupid, keep doing what you are doing. If you want to pretend to be a "real businessman", learn how to write.