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Pumpkin Patch on Fairgrounds

Original post made by Sam, Beratlis Place, on Oct 31, 2010

I just purchased a last-minute, overpriced pumpking for my child at Moore's Pumpkin Patch for $17. I whipped out my Visa card and the cashier told me that in order to use my Visa I would have to have a $20 minimum purchase. Did you know that this is illegal to do? I want everybody to know this and here is a good article about how this violate credit card company terms with merchants:

Web Link

Please report any of this type of illegal activity to your credit card companies! It's one thing to pay seventeen bucks for a pumpkin but another to illegally tell me I have to meet a twenty-dollar minimum in order to use my card!

Comments (6)

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Posted by Stella
a resident of Another Pleasanton neighborhood
on Oct 31, 2010 at 9:51 pm

Baskin Robbins in Pleasanton has a credit card minimum.

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Posted by Resident
a resident of Another Pleasanton neighborhood
on Nov 1, 2010 at 12:14 am

You can always refuse to buy from someone who has such rules (minimum of 20 dollars for a purchase with a credit card).

The Safeway in Livermore had pumpkins as of today, each for less than 5 dollars.

I don't understand why it would be illegal to require a minimum purchase of 20 dollars if you pay with a credit card. There are places that do not accept any bill (cash) higher than a 20. It is their choice as a private business. It is yours as a customer to either accept their terms or go elsewhere.

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Posted by Resident
a resident of Another Pleasanton neighborhood
on Nov 1, 2010 at 12:21 am

From the website you posted:

"On thin-margin businesses, small purchases made by credit cards are unprofitable."

"The challenge lies in how to educate consumers that the interchange fees on small purchases made on credit cards is equivalent to stealing the product from retailers -- there is no profit left," says Jeff Lenard, vice president of communications for the National Association of Convenience Stores."

It makes sense! I don't see why you are upset about the minimum charge of 20 for a pumpkin. The fairgrounds pumpkin patch needs to make a profit. You did have the choice to walk away empty handed

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Posted by radical
a resident of Another Pleasanton neighborhood
on Nov 1, 2010 at 8:13 am

IT IS NOT illegal. It is against credit card issuers rules. You can complain to the CC issuer, who will then talk to the merchant, and optionally revoke their account.

of course with a temporary business like this one, they probably don't care about that

There is no law on the books pertaining to this.

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Posted by Joe
a resident of Canyon Meadows
on Nov 2, 2010 at 1:58 pm

If businesses want to charge higher fees then they should hide them in the cost of the item instead of insulting the consumer with a minimum charge. Don't offer to take credit cards if you're not ready to deal with the credit card fees. I personally would've walked away.

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Posted by b
a resident of Another Pleasanton neighborhood
on Nov 2, 2010 at 4:36 pm

Just wait until you see their Christmas tree prices. You won't have trouble meeting the $20 minimum.

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